Crossing Our Fingers!

We are in the agonizing process of re-financing our home. Buying isn't new to us and selling isn't either but re-financing is a whole different game. Especially in this market. We made the decision about a couple months ago to re-fi instead of sell and it's been such a long process. Something we have never experienced before. So far not having lived in the home a year is the only thing holding us back. It's a requirement when your going stated income and Josh and I are both indipendent contractors and business owners. We just keep hearing "We need to see that you have lived in the home a year" and "We're sorry this is our only hurdle, come back in May. It's only a few months" blah blah blah. We'll we finally found someone who didn't require this and was willing to bring out interest rate down 5% below what it is now. The appraisal is set for Wednesday!! Closing the week after!

I'm crossing my fingers and hoping and praying that everything works out ok!